*, *::before, *::after {
    box-sizing: border-box;
}

:root {
    --ink: #14201f;
    --muted: #60706d;
    --soft: #eef4f1;
    --paper: #ffffff;
    --line: #dbe5e1;
    --teal: #0f766e;
    --teal-dark: #0b4f4a;
    --amber: #d99021;
    --amber-soft: #fff4df;
    --red-soft: #fff1f1;
    --bg: #f7faf8;
    --shadow: 0 12px 34px rgba(20, 32, 31, .08);
    --radius: 8px;
    --header-height: 70px;
}

html {
    scroll-behavior: smooth;
}

body {
    margin: 0;
    font-family: Inter, -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif;
    color: var(--ink);
    background: var(--bg);
    line-height: 1.6;
    padding-bottom: 82px;
    -webkit-font-smoothing: antialiased;
}

a {
    color: var(--teal);
    text-decoration: none;
}

a:hover {
    color: var(--teal-dark);
}

img {
    display: block;
    max-width: 100%;
}

.site-header {
    position: sticky;
    top: 0;
    z-index: 50;
    background: rgba(255, 255, 255, .94);
    border-bottom: 1px solid var(--line);
    backdrop-filter: blur(16px);
}

.header-inner {
    max-width: 1180px;
    height: var(--header-height);
    margin: 0 auto;
    padding: 0 24px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 18px;
}

.logo,
.footer-logo {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    color: var(--ink);
    font-weight: 800;
}

.logo:hover,
.footer-logo:hover {
    color: var(--ink);
}

.logo-mark {
    width: 38px;
    height: 38px;
    border-radius: 8px;
    display: grid;
    place-items: center;
    background: var(--teal);
    color: #fff;
    font-weight: 900;
}

.logo-text b {
    color: var(--teal);
}

.nav {
    display: flex;
    align-items: center;
    gap: 4px;
}

.nav a {
    color: var(--muted);
    font-size: 14px;
    font-weight: 650;
    padding: 8px 12px;
    border-radius: 8px;
}

.nav a:hover,
.nav a.active {
    color: var(--teal-dark);
    background: var(--soft);
}

.nav-dropdown {
    position: relative;
}

.nav-dropdown::after {
    position: absolute;
    top: 100%;
    left: 0;
    width: 100%;
    height: 8px;
    content: '';
}

.nav-dropdown__toggle {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: var(--muted);
    font: inherit;
    font-size: 14px;
    font-weight: 650;
    line-height: 1.2;
    padding: 8px 12px;
    border: 0;
    border-radius: 8px;
    background: transparent;
    cursor: pointer;
}

.nav-dropdown__toggle::after {
    width: 6px;
    height: 6px;
    border-right: 1.5px solid currentColor;
    border-bottom: 1.5px solid currentColor;
    content: '';
    transform: rotate(45deg) translateY(-2px);
    transition: transform .18s ease;
}

.nav-dropdown.is-active .nav-dropdown__toggle,
.nav-dropdown__toggle:hover,
.nav-dropdown:focus-within .nav-dropdown__toggle {
    color: var(--teal-dark);
    background: var(--soft);
}

.nav-dropdown__menu {
    position: absolute;
    z-index: 80;
    top: calc(100% + 2px);
    left: 0;
    display: none;
    min-width: 224px;
    padding: 8px;
    border: 1px solid var(--line);
    border-radius: 8px;
    background: #fff;
    box-shadow: var(--shadow);
}

.nav-dropdown__menu a {
    display: block;
    white-space: nowrap;
}

@media (min-width: 981px) {
    .nav-dropdown:hover .nav-dropdown__menu,
    .nav-dropdown:focus-within .nav-dropdown__menu,
    .nav-dropdown.is-open .nav-dropdown__menu {
        display: grid;
    }

    .nav-dropdown:hover .nav-dropdown__toggle::after,
    .nav-dropdown:focus-within .nav-dropdown__toggle::after,
    .nav-dropdown.is-open .nav-dropdown__toggle::after {
        transform: rotate(225deg) translateY(-1px);
    }
}

.header-cta {
    color: #fff;
    background: var(--ink);
    padding: 10px 16px;
    border-radius: 8px;
    font-size: 14px;
    font-weight: 750;
    white-space: nowrap;
}

.header-cta:hover {
    color: #fff;
    background: var(--teal-dark);
}

.menu-toggle {
    display: none;
    width: 40px;
    height: 40px;
    border: 1px solid var(--line);
    border-radius: 8px;
    background: #fff;
    padding: 9px;
}

.menu-toggle span {
    display: block;
    height: 2px;
    margin: 5px 0;
    background: var(--ink);
}

.hero {
    min-height: 610px;
    position: relative;
    display: flex;
    align-items: center;
    background:
        linear-gradient(90deg, rgba(11, 29, 28, .82) 0%, rgba(11, 29, 28, .66) 38%, rgba(11, 29, 28, .16) 72%),
        url("/assets/img/hero-studio.png") center / cover no-repeat;
    color: #fff;
}

.hero-inner {
    width: 100%;
    max-width: 1180px;
    margin: 0 auto;
    padding: 76px 24px 86px;
}

.hero-content {
    max-width: 640px;
}

.eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: var(--amber);
    font-size: 12px;
    font-weight: 850;
    letter-spacing: .08em;
    text-transform: uppercase;
}

.eyebrow::before {
    content: "";
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: currentColor;
}

.hero h1 {
    margin: 18px 0 20px;
    max-width: 760px;
    font-size: clamp(38px, 5.4vw, 70px);
    line-height: 1.04;
    letter-spacing: 0;
}

.hero p {
    max-width: 610px;
    margin: 0 0 30px;
    color: rgba(255, 255, 255, .84);
    font-size: 18px;
}

.hero-actions,
.actions {
    display: flex;
    align-items: center;
    flex-wrap: wrap;
    gap: 12px;
}

.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 44px;
    padding: 11px 18px;
    border-radius: 8px;
    border: 1px solid transparent;
    font-weight: 800;
    line-height: 1.2;
}

.btn-primary {
    color: #fff;
    background: var(--teal);
}

.btn-primary:hover {
    color: #fff;
    background: var(--teal-dark);
}

.btn-ghost {
    color: #fff;
    border-color: rgba(255, 255, 255, .38);
    background: rgba(255, 255, 255, .08);
}

.btn-ghost:hover {
    color: #fff;
    background: rgba(255, 255, 255, .16);
}

.btn-outline {
    color: var(--teal-dark);
    border-color: var(--teal);
    background: #fff;
}

.btn-outline:hover {
    background: var(--soft);
}

.btn-full {
    width: 100%;
}

.stats-strip {
    background: var(--paper);
    border-bottom: 1px solid var(--line);
}

.stats-inner {
    max-width: 1180px;
    margin: 0 auto;
    padding: 18px 24px;
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 18px;
}

.stat {
    min-width: 0;
}

.stat strong {
    display: block;
    color: var(--ink);
    font-size: 22px;
    line-height: 1.1;
}

.stat span {
    color: var(--muted);
    font-size: 13px;
}

.section {
    max-width: 1180px;
    margin: 0 auto;
    padding: 74px 24px;
}

.section--tight {
    padding-top: 48px;
}

.section-head {
    max-width: 760px;
    margin-bottom: 30px;
}

.section-head h2,
.content h2,
.form-panel h2 {
    margin: 10px 0 12px;
    font-size: clamp(28px, 3vw, 42px);
    line-height: 1.12;
    letter-spacing: 0;
}

.section-head p,
.lead {
    color: var(--muted);
    font-size: 17px;
}

.services-grid,
.case-grid,
.benefit-grid,
.process-grid,
.price-grid {
    display: grid;
    gap: 18px;
}

.services-grid {
    grid-template-columns: repeat(4, minmax(0, 1fr));
}

.service-card,
.case-card,
.benefit,
.step,
.price-card,
.faq-item,
.form-panel,
.contact-card,
.side-panel {
    background: var(--paper);
    border: 1px solid var(--line);
    border-radius: var(--radius);
    box-shadow: var(--shadow);
}

.service-card,
.case-card,
.benefit,
.step,
.price-card,
.form-panel,
.contact-card {
    padding: 24px;
}

.service-card__top {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
    margin-bottom: 18px;
}

.service-card__num {
    color: var(--teal);
    font-weight: 900;
}

.service-card__price {
    color: var(--teal-dark);
    background: var(--soft);
    border-radius: 999px;
    padding: 5px 10px;
    font-size: 12px;
    font-weight: 850;
}

.service-card h3,
.case-card h3,
.benefit h3,
.step h3,
.price-card h3,
.side-panel h3,
.contact-card h3 {
    margin: 0 0 10px;
    font-size: 20px;
    line-height: 1.25;
}

.service-card p,
.case-card p,
.benefit p,
.step p,
.price-card p,
.side-panel p,
.contact-card p {
    margin: 0;
    color: var(--muted);
}

.text-link {
    display: inline-flex;
    margin-top: 18px;
    color: var(--teal-dark);
    font-weight: 850;
}

.split {
    display: grid;
    grid-template-columns: minmax(0, 1fr) 340px;
    align-items: start;
    gap: 34px;
}

.content {
    min-width: 0;
}

.content-block {
    margin-bottom: 28px;
    padding: 28px;
    background: var(--paper);
    border: 1px solid var(--line);
    border-radius: var(--radius);
}

.content-block h2,
.content-block h3 {
    margin-top: 0;
}

.content-block p {
    color: var(--muted);
}

.sidebar {
    position: sticky;
    top: calc(var(--header-height) + 18px);
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.side-panel {
    padding: 22px;
}

.side-panel--accent {
    border-color: rgba(15, 118, 110, .4);
}

.side-panel--quiet {
    background: var(--soft);
    box-shadow: none;
}

.check-list,
.plain-list {
    list-style: none;
    padding: 0;
    margin: 16px 0 0;
    display: grid;
    gap: 10px;
}

.check-list li,
.plain-list li {
    position: relative;
    padding-left: 24px;
    color: var(--ink);
}

.check-list li::before,
.plain-list li::before {
    content: "";
    position: absolute;
    left: 0;
    top: .62em;
    width: 9px;
    height: 9px;
    border-radius: 50%;
    background: var(--amber);
}

.benefit-grid {
    grid-template-columns: repeat(4, minmax(0, 1fr));
}

.benefit {
    box-shadow: none;
}

.process-grid {
    grid-template-columns: repeat(4, minmax(0, 1fr));
    counter-reset: steps;
}

.step {
    position: relative;
    box-shadow: none;
}

.step::before {
    counter-increment: steps;
    content: counter(steps);
    display: grid;
    place-items: center;
    width: 34px;
    height: 34px;
    margin-bottom: 18px;
    border-radius: 50%;
    background: var(--teal);
    color: #fff;
    font-weight: 900;
}

.page-hero {
    background: var(--ink);
    color: #fff;
}

.page-hero__inner {
    max-width: 1180px;
    margin: 0 auto;
    padding: 70px 24px 64px;
}

.page-hero h1 {
    max-width: 820px;
    margin: 14px 0 16px;
    font-size: clamp(36px, 5vw, 62px);
    line-height: 1.06;
}

.page-hero p {
    max-width: 720px;
    margin: 0;
    color: rgba(255, 255, 255, .78);
    font-size: 18px;
}

.price-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
}

.price-card strong {
    display: block;
    margin: 18px 0 12px;
    color: var(--teal-dark);
    font-size: 24px;
}

.tag-row {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
    margin-top: 18px;
}

.tag {
    display: inline-flex;
    align-items: center;
    min-height: 30px;
    padding: 5px 10px;
    border-radius: 999px;
    color: var(--teal-dark);
    background: var(--soft);
    font-size: 13px;
    font-weight: 750;
}

.promo-block {
    border-color: rgba(217, 144, 33, .45);
    background: linear-gradient(180deg, #fffaf0 0%, #ffffff 56%);
}

.promo-code {
    display: inline-flex;
    align-items: center;
    min-height: 58px;
    margin: 16px 0 12px;
    padding: 12px 18px;
    border: 1px dashed rgba(217, 144, 33, .85);
    border-radius: 8px;
    background: var(--amber-soft);
    color: var(--ink);
    font-size: clamp(22px, 3vw, 34px);
    font-weight: 900;
    letter-spacing: .04em;
}

.promo-note {
    max-width: 760px;
    color: var(--muted);
}

.partner-hosting {
    border-color: rgba(15, 118, 110, .35);
    background:
        linear-gradient(120deg, rgba(15, 118, 110, .07), rgba(217, 144, 33, .08)),
        var(--paper);
}


.case-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
}

.case-card {
    box-shadow: none;
    overflow: hidden;
    padding: 0;
}

.case-card .text-link {
    margin-top: 14px;
}

.case-card > :not(.case-shot) {
    margin-left: 24px;
    margin-right: 24px;
}

.case-card > :last-child {
    margin-bottom: 24px;
}

.case-shot {
    aspect-ratio: 16 / 9;
    overflow: hidden;
    border-bottom: 1px solid var(--line);
    background: var(--soft);
}

.case-shot img,
.case-detail__media img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.case-detail {
    margin-bottom: 22px;
    padding: 28px;
    background: var(--paper);
    border: 1px solid var(--line);
    border-radius: var(--radius);
    box-shadow: var(--shadow);
}

.case-detail__media {
    aspect-ratio: 16 / 9;
    margin-bottom: 24px;
    overflow: hidden;
    border: 1px solid var(--line);
    border-radius: var(--radius);
    background: var(--soft);
}

.case-detail__head {
    display: flex;
    align-items: flex-start;
    justify-content: space-between;
    gap: 18px;
    padding-bottom: 20px;
    margin-bottom: 22px;
    border-bottom: 1px solid var(--line);
}

.case-detail__head h2 {
    max-width: 760px;
    margin: 8px 0 0;
    font-size: clamp(24px, 3vw, 34px);
    line-height: 1.14;
}

.case-detail__head a {
    flex-shrink: 0;
    color: var(--teal-dark);
    font-weight: 850;
}

.case-columns {
    display: grid;
    grid-template-columns: .9fr 1.25fr .9fr;
    gap: 24px;
}

.case-columns h3 {
    margin: 0 0 10px;
}

.case-columns p {
    margin: 0;
    color: var(--muted);
}

.audit-panel {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 28px;
    padding: 34px;
    border: 1px solid rgba(15, 118, 110, .3);
    border-radius: var(--radius);
    background:
        linear-gradient(120deg, rgba(15, 118, 110, .08), rgba(217, 144, 33, .10)),
        var(--paper);
    box-shadow: var(--shadow);
}

.audit-panel h2 {
    margin: 10px 0 10px;
    font-size: clamp(28px, 3vw, 40px);
    line-height: 1.12;
}

.audit-panel p {
    max-width: 720px;
    margin: 0;
    color: var(--muted);
    font-size: 17px;
}

.case-meta {
    display: inline-flex;
    margin-bottom: 14px;
    padding: 4px 9px;
    border-radius: 999px;
    background: var(--amber-soft);
    color: #8b5d12;
    font-size: 12px;
    font-weight: 850;
}

.faq-list {
    display: grid;
    gap: 12px;
}

.faq-item {
    overflow: hidden;
    box-shadow: none;
}

.faq-q {
    width: 100%;
    min-height: 58px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 16px;
    padding: 16px 20px;
    border: 0;
    background: #fff;
    color: var(--ink);
    font: inherit;
    font-weight: 850;
    text-align: left;
    cursor: pointer;
}

.faq-a {
    display: none;
    padding: 0 20px 18px;
    color: var(--muted);
}

.faq-item.is-open .faq-a {
    display: block;
}

.cta-band {
    background: var(--teal-dark);
    color: #fff;
}

.cta-band .section {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
}

.cta-band h2 {
    margin: 0 0 8px;
    font-size: clamp(28px, 4vw, 44px);
}

.cta-band p {
    margin: 0;
    color: rgba(255, 255, 255, .76);
}

.contact-grid {
    display: grid;
    grid-template-columns: minmax(0, 1fr) 420px;
    gap: 24px;
}

.contact-list {
    display: grid;
    gap: 12px;
    margin-top: 20px;
}

.contact-line {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    padding: 14px 0;
    border-bottom: 1px solid var(--line);
}

.contact-line span {
    color: var(--muted);
}

.form-grid {
    display: grid;
    gap: 12px;
}

.field {
    display: grid;
    gap: 6px;
}

.field label {
    color: var(--muted);
    font-size: 13px;
    font-weight: 800;
}

.field input,
.field textarea,
.field select {
    width: 100%;
    border: 1px solid var(--line);
    border-radius: 8px;
    padding: 12px 13px;
    color: var(--ink);
    background: #fff;
    font: inherit;
}

.field textarea {
    min-height: 130px;
    resize: vertical;
}

.site-footer {
    background: #101918;
    color: rgba(255, 255, 255, .7);
}

.footer-inner {
    max-width: 1180px;
    margin: 0 auto;
    padding: 44px 24px 34px;
    display: grid;
    grid-template-columns: 1fr 220px 220px;
    gap: 38px;
}

.footer-logo {
    color: #fff;
    margin-bottom: 10px;
}

.footer-col {
    display: grid;
    gap: 9px;
}

.footer-col h4 {
    margin: 0 0 4px;
    color: #fff;
}

.footer-col a {
    color: rgba(255, 255, 255, .66);
}

.footer-col a:hover {
    color: #fff;
}

.footer-bottom {
    max-width: 1180px;
    margin: 0 auto;
    padding: 18px 24px 26px;
    border-top: 1px solid rgba(255, 255, 255, .1);
    display: flex;
    justify-content: space-between;
    gap: 16px;
    color: rgba(255, 255, 255, .5);
    font-size: 13px;
}

.fixed-bar {
    position: fixed;
    left: 16px;
    right: 16px;
    bottom: 14px;
    z-index: 60;
    max-width: 920px;
    margin: 0 auto;
    padding: 10px 12px 10px 18px;
    border: 1px solid rgba(255, 255, 255, .16);
    border-radius: 8px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    color: #fff;
    background: rgba(16, 25, 24, .94);
    box-shadow: 0 18px 48px rgba(0, 0, 0, .22);
    backdrop-filter: blur(14px);
}

.fixed-bar__text {
    display: grid;
    gap: 1px;
    min-width: 0;
}

.fixed-bar__text span {
    color: rgba(255, 255, 255, .7);
    font-size: 13px;
}

.legal-text {
    color: var(--muted);
}

.legal-text h2 {
    color: var(--ink);
}

@media (max-width: 980px) {
    .header-cta {
        display: none;
    }

    .menu-toggle {
        display: block;
    }

    .nav {
        position: absolute;
        left: 16px;
        right: 16px;
        top: calc(var(--header-height) + 8px);
        display: none;
        flex-direction: column;
        align-items: stretch;
        padding: 10px;
        background: #fff;
        border: 1px solid var(--line);
        border-radius: 8px;
        box-shadow: var(--shadow);
    }

    .nav.is-open {
        display: flex;
    }

    .nav a {
        padding: 12px;
    }

    .hero {
        min-height: 560px;
        background:
            linear-gradient(90deg, rgba(11, 29, 28, .86), rgba(11, 29, 28, .48)),
            url("/assets/img/hero-studio.png") 58% center / cover no-repeat;
    }

    .stats-inner,
    .services-grid,
    .benefit-grid,
    .process-grid,
    .price-grid,
    .case-grid,
    .case-columns,
    .contact-grid,
    .split {
        grid-template-columns: 1fr 1fr;
    }

    .case-detail__head {
        display: block;
    }

    .case-detail__head a {
        display: inline-flex;
        margin-top: 12px;
    }

    .sidebar {
        position: static;
    }
}

@media (max-width: 680px) {
    body {
        padding-bottom: 98px;
    }

    .header-inner {
        padding: 0 16px;
    }

    .logo-text {
        font-size: 15px;
    }

    .hero {
        min-height: 560px;
    }

    .hero-inner,
    .page-hero__inner,
    .section {
        padding-left: 16px;
        padding-right: 16px;
    }

    .hero h1 {
        font-size: 38px;
    }

    .hero p,
    .page-hero p,
    .lead {
        font-size: 16px;
    }

    .stats-inner,
    .services-grid,
    .benefit-grid,
    .process-grid,
    .price-grid,
    .case-grid,
    .case-columns,
    .contact-grid,
    .split {
        grid-template-columns: 1fr;
    }

    .section {
        padding-top: 54px;
        padding-bottom: 54px;
    }

    .content-block,
    .form-panel,
    .contact-card {
        padding: 20px;
    }

    .cta-band .section,
    .audit-panel,
    .footer-bottom,
    .fixed-bar {
        align-items: stretch;
        flex-direction: column;
    }

    .fixed-bar {
        left: 10px;
        right: 10px;
        bottom: 10px;
        padding: 12px;
        box-sizing: border-box;
    }

    .fixed-bar .btn {
        width: 100%;
    }

    body {
        padding-bottom: 148px;
    }
}

@media (max-width: 980px) {
    .nav {
        background: #fff;
        border: 1px solid var(--line);
        border-radius: 8px;
        box-shadow: var(--shadow);
    }

    .nav.is-open {
        display: flex;
    }

    .nav a {
        padding: 12px;
    }

    .hero {
        min-height: 560px;
        background:
            linear-gradient(90deg, rgba(11, 29, 28, .86), rgba(11, 29, 28, .48)),
            url("/assets/img/hero-studio.png") 58% center / cover no-repeat;
    }

    .stats-inner,
    .services-grid,
    .benefit-grid,
    .process-grid,
    .price-grid,
    .case-grid,
    .case-columns,
    .contact-grid,
    .split {
        grid-template-columns: 1fr 1fr;
    }

    .case-detail__head {
        display: block;
    }

    .case-detail__head a {
        display: inline-flex;
        margin-top: 12px;
    }

    .sidebar {
        position: static;
    }
}

@media (max-width: 680px) {
    body {
        padding-bottom: 98px;
    }

    .header-inner {
        padding: 0 16px;
    }

    .logo-text {
        font-size: 15px;
    }

    .hero {
        min-height: 560px;
    }

    .hero-inner,
    .page-hero__inner,
    .section {
        padding-left: 16px;
        padding-right: 16px;
    }

    .hero h1 {
        font-size: 38px;
    }

    .hero p,
    .page-hero p,
    .lead {
        font-size: 16px;
    }

    .stats-inner,
    .services-grid,
    .benefit-grid,
    .process-grid,
    .price-grid,
    .case-grid,
    .case-columns,
    .contact-grid,
    .split {
        grid-template-columns: 1fr;
    }

    .section {
        padding-top: 54px;
        padding-bottom: 54px;
    }

    .quiz {
        padding: 20px;
    }

    .quiz-head,
    .quiz-actions {
        flex-direction: column;
        align-items: stretch;
    }

    .quiz-step {
        grid-template-columns: 1fr;
    }

    .content-block,
    .form-panel,
    .contact-card {
        padding: 20px;
    }

    .cta-band .section,
    .audit-panel,
    .footer-bottom,
    .fixed-bar {
        align-items: stretch;
        flex-direction: column;
    }

    .fixed-bar {
        left: 10px;
        right: 10px;
        bottom: 10px;
        padding: 12px;
    }

    .fixed-bar .btn {
        width: 100%;
    }
}

@media (max-width: 980px) and (min-width: 681px) {
    .footer-inner {
        grid-template-columns: minmax(280px, 1fr) minmax(170px, 210px) minmax(190px, 230px);
        gap: 28px;
    }
}

/* Finance owner publication hub */
.finance-hero {
    padding: 82px 24px 72px;
    color: #fff;
    background:
        radial-gradient(circle at 82% 20%, rgba(217, 144, 33, .24), transparent 30%),
        linear-gradient(135deg, #0b4f4a 0%, #123f3d 55%, #172d2d 100%);
}

.finance-hero__inner {
    max-width: 1060px;
    margin: 0 auto;
}

.finance-hero .eyebrow {
    color: #f6c978;
}

.finance-hero h1 {
    max-width: 820px;
    margin: 12px 0 18px;
    font-size: clamp(38px, 6vw, 68px);
    line-height: 1.04;
    letter-spacing: -.035em;
}

.finance-hero p {
    max-width: 760px;
    margin: 0;
    color: rgba(255, 255, 255, .82);
    font-size: clamp(18px, 2.2vw, 23px);
}

.finance-hero__meta {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
    margin-top: 32px;
}

.finance-hero__meta span {
    padding: 8px 12px;
    color: rgba(255, 255, 255, .86);
    font-size: 14px;
    border: 1px solid rgba(255, 255, 255, .2);
    border-radius: 999px;
    background: rgba(255, 255, 255, .07);
}

.finance-section,
.finance-principles {
    max-width: 1180px;
    margin: 0 auto;
}

.finance-section__heading {
    align-items: end;
}

.finance-section__heading > p {
    max-width: 410px;
    color: var(--muted);
}

.article-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(min(100%, 360px), 1fr));
    gap: 24px;
}

.article-card {
    overflow: hidden;
    background: var(--paper);
    border: 1px solid var(--line);
    border-radius: 14px;
    box-shadow: var(--shadow);
}

.article-card__image {
    display: block;
    overflow: hidden;
    aspect-ratio: 16 / 9;
    background: var(--soft);
}

.article-card__image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform .35s ease;
}

.article-card:hover .article-card__image img {
    transform: scale(1.025);
}

.article-card__body {
    padding: 26px;
}

.article-card__meta,
.article-meta {
    display: flex;
    flex-wrap: wrap;
    gap: 8px 16px;
    color: var(--muted);
    font-size: 14px;
}

.article-card h2 {
    margin: 12px 0 10px;
    font-size: clamp(23px, 3vw, 30px);
    line-height: 1.18;
}

.article-card h2 a {
    color: var(--ink);
}

.article-card p {
    margin: 0 0 18px;
    color: var(--muted);
}

.finance-empty,
.finance-principles__card {
    padding: clamp(28px, 5vw, 52px);
    background: var(--paper);
    border: 1px solid var(--line);
    border-radius: 14px;
}

.finance-principles__card {
    background: linear-gradient(135deg, var(--amber-soft), #fff);
    border-color: #f1d8aa;
}

.finance-principles__card h2 {
    margin: 8px 0;
    font-size: clamp(28px, 4vw, 42px);
}

.finance-principles__card p {
    max-width: 780px;
    margin: 0;
    color: var(--muted);
    font-size: 18px;
}

.article-page {
    padding: 56px 24px 96px;
}

.article-header {
    max-width: 1040px;
    margin: 0 auto 38px;
}

.breadcrumbs {
    display: flex;
    flex-wrap: wrap;
    gap: 7px;
    margin-bottom: 30px;
    color: var(--muted);
    font-size: 14px;
}

.article-header h1 {
    max-width: 940px;
    margin: 10px 0 18px;
    font-size: clamp(38px, 6vw, 68px);
    line-height: 1.06;
    letter-spacing: -.035em;
}

.article-header__lead {
    max-width: 820px;
    margin: 0 0 22px;
    color: var(--muted);
    font-size: clamp(18px, 2.2vw, 23px);
}

.article-cover {
    overflow: hidden;
    margin: 34px 0 0;
    border-radius: 16px;
    background: var(--soft);
    box-shadow: var(--shadow);
}

.article-cover img {
    width: 100%;
    aspect-ratio: 16 / 9;
    object-fit: cover;
}

.article-layout {
    display: grid;
    grid-template-columns: minmax(0, 760px) minmax(230px, 290px);
    justify-content: center;
    align-items: start;
    gap: 42px;
    max-width: 1120px;
    margin: 0 auto;
}

.article-body {
    padding: clamp(26px, 5vw, 54px);
    font-size: 18px;
    background: var(--paper);
    border: 1px solid var(--line);
    border-radius: 14px;
    box-shadow: 0 8px 28px rgba(20, 32, 31, .05);
}

.article-body > :first-child {
    margin-top: 0;
}

.article-body h2,
.article-body h3,
.article-body h4 {
    color: var(--ink);
    line-height: 1.2;
    letter-spacing: -.02em;
}

.article-body h2 {
    margin: 52px 0 18px;
    font-size: clamp(28px, 4vw, 38px);
}

.article-body h3 {
    margin: 34px 0 14px;
    font-size: 25px;
}

.article-body h4 {
    margin: 26px 0 12px;
    font-size: 21px;
}

.article-body p,
.article-body ul,
.article-body ol,
.article-body blockquote {
    margin: 0 0 22px;
}

.article-body ul,
.article-body ol {
    padding-left: 26px;
}

.article-body li + li {
    margin-top: 8px;
}

.article-body a {
    text-decoration: underline;
    text-decoration-thickness: 1px;
    text-underline-offset: 3px;
}

.article-body blockquote {
    padding: 20px 24px;
    color: var(--teal-dark);
    border-left: 4px solid var(--teal);
    background: var(--soft);
}

.article-body blockquote p:last-child {
    margin-bottom: 0;
}

.article-body hr {
    margin: 44px 0;
    border: 0;
    border-top: 1px solid var(--line);
}

.article-figure {
    margin: 34px 0;
}

.article-figure img {
    width: 100%;
    border-radius: 12px;
    background: var(--soft);
}

.article-figure figcaption {
    margin-top: 10px;
    color: var(--muted);
    font-size: 14px;
    text-align: center;
}

.article-aside {
    position: sticky;
    top: 92px;
}

.article-aside__card {
    padding: 24px;
    background: var(--amber-soft);
    border: 1px solid #f1d8aa;
    border-radius: 12px;
}

.article-aside__card h2 {
    margin: 8px 0;
    font-size: 25px;
    line-height: 1.2;
}

.article-aside__card p {
    margin: 0 0 18px;
    color: var(--muted);
}

.article-author-card {
    margin-top: 16px;
    background: #fff;
    border-color: var(--line);
}

@media (max-width: 900px) {
    .article-layout {
        grid-template-columns: minmax(0, 760px);
    }

    .article-aside {
        position: static;
    }
}

@media (max-width: 680px) {
    .finance-hero {
        padding: 58px 18px 52px;
    }

    .finance-section__heading {
        align-items: start;
    }

    .article-page {
        padding: 36px 14px 72px;
    }

    .article-body {
        padding: 24px 20px;
        font-size: 17px;
    }

    .article-header h1 {
        font-size: clamp(35px, 12vw, 50px);
    }

    .footer-inner {
        grid-template-columns: 1fr;
        gap: 28px;
        padding: 36px 16px 28px;
    }

    .fixed-bar {
        box-sizing: border-box;
    }

    body {
        padding-bottom: 156px;
    }
}

@media (max-width: 980px) {
    .nav-dropdown {
        width: 100%;
    }

    .nav-dropdown::after {
        display: none;
    }

    .nav-dropdown__toggle {
        width: 100%;
        justify-content: space-between;
        padding: 12px;
    }

    .nav-dropdown__menu {
        position: static;
        min-width: 0;
        margin: 0 0 4px;
        padding: 4px 0 0 8px;
        border: 0;
        border-radius: 0;
        background: transparent;
        box-shadow: none;
    }

    .nav-dropdown.is-open .nav-dropdown__menu {
        display: grid;
    }

    .nav-dropdown.is-open .nav-dropdown__toggle::after {
        transform: rotate(225deg) translateY(-1px);
    }
}